Coral Facts

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Coral Facts

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Loan Rates

As of August 6, 2010
Call or Email for more information

Auto Loans (New & Used)
as low as 3.99% APR*

Year

Approximate Term
2010 72 Months (+ .5% APR)
2009-10 66 Months
2008 60 Months
2007 54 Months
2006 48 Months
2005 42 Months
2002-2004 36 Months

  • 100% financing up to NADA Retail value, available for qualified members

  • Rates are Annual Percentage Rate (APR)

  • * Rate includes .50% discount for full direct deposit plus 1% discount for 36 month term or less

  • Rates and terms are subject to change without notice

  • Rates based on Credit Score. Exact rate quoted at time of approval

Home Equity Loans

Type APR Approximate Term
2nd Mortgage
(Member pays closing costs)		 As low as 5.50% 5 years
2nd Mortgage
(Member pays closing costs)		 As low as 6.50% 6-10 years
2nd Mortgage
(No closing costs)		 As low as 6.50% 5 years
2nd Mortgage
(No closing costs)		 As low as 7.50% 6-10 years
Home Equity Line of Credit As low as Prime 15 years
  • Rates and terms are subject to change without notice

Share Certificate/Share Secured Loans

Amount APR  Approximate Term
$10,000 + 6.50% up to 60 months
$5,000 - $9,999 6.50% up to 48 months
$4,999 or less 6.50% up to 36 months

  • Rates and terms are subject to change without notice

Other Loans

Type APR Term
Personal Loans as low as 9.50% Variable
Boat & Recreational Vehicles as low as 6.99%* up to 60 months
Motorcycles as low as 6.99%* up to 60 months
Computers 9.00% up to 24 months

  • Rates are Annual Percentage Rate (APR)

  • * Rate includes .50% discount for full direct deposit plus 1% discount for 36 month term or less

  • Rates and terms are subject to change without notice

  • Rates based on Credit Score. Exact rate quoted at time of approval

MasterCard Disclosures
The information about the cards described below is accurate as of April 2007. The information may have changed after that date. To find out what may have changed, contact the credit union.

Annual Percentage Rate (APR) for Purchases

MasterCard
Platinum/Gold/Secured
7.90% - 15.90%*
 

Other APRs

Cash Advance
7.90% - 15.90%*

Balance Transfer
 7.90% - 15.90%*
Grace Period for Purchases 25 Days
Method of Computing the Balances for Purchases Average Daily Balance
(Including New Purchases)
Annual Fee $29.00 Share Secured Card
Transaction Fee for Purchases None
Minimum Finance Charge None

Foreign Transaction Fee .......................1% of transaction amount
Balance Transfer Fee............................None
Late Payment Fee................................$25.00**
Over-the-Credit Limit Fee.......................$25.00

*The ANNUAL PERCENTAGE RATE is based on certain credit-worthiness criteria
**If five (5) or more days late

  

 

 
 
 
   
       

Main Office
1930 NE 47th Street, Suite 120
Fort Lauderdale, Florida 33308
(954) 772-2330 / (877) 446-4328 / (954) 772-5302 Fax

 


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Unauthorized Access is Prohibited. All Accesses are Monitored.

To assist members in accessing information not maintained on this site, the credit union provides links to other Internet addresses. Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the credit union’s web site; 2) you are linking to an alternate web site not operated by the credit union; 3) the credit union is not responsible for the content of the alternate web site; 4) the credit union does not represent either the third party or the member if the two enter into a transaction; and 5) privacy and security policies may differ from those practiced by the credit union.