Loan Rates

As of June 1, 2018
Call or Email for more information

Auto Loans (New & Used)
as low as 2.99% APR*

Year

Approximate Term

2018 84 Months
(Over $40,000, + 1% APR)
2017 72 Months
2016 66 Months
2015 54 Months
2014 48 Months
2013 42 Months
2010-2012 36 Months
  • 100% financing up to NADA Retail value, available for qualified members

  • Rates are Annual Percentage Rate (APR)

  • * Rate includes .50% discount for full direct deposit

  • Rates and terms are subject to change without notice

  • Rates based on Credit Score. Exact rate quoted at time of approval

Home Equity Loans

Type APR Approximate Term Notes
Home Equity Line of Credit As low as 3.75%** 15 years  
Home Equity - Fixed Rate As low as 6.25% 15 years 180 monthly payments of $8.58 for each $1,000.00 borrowed
  • Rates and terms are subject to change without notice
  • **Promo rate for one year than adjusts to prime rate.

Share Certificate/Share Secured Loans

Amount APR  Approximate Term
$10,000 + 4.00% up to 60 months
$5,000 - $9,999 4.00% up to 48 months
$4,999 or less 4.00% up to 36 months
  • Rates and terms are subject to change without notice

Other Loans

Type APR Term
Personal Loans as low as 7.99% up to 36 months
Boat & Recreational Vehicles as low as 3.99% up to 60 months
Motorcycles as low as 3.99% up to 60 months
  • Rates are Annual Percentage Rate (APR)

  • * Rate includes .50% discount for full direct deposit

  • Rates and terms are subject to change without notice

  • Rates based on Credit Score. Exact rate quoted at time of approval

 

MasterCard Disclosures

The information about the cards described below is accurate as of January 2015. The information may have changed after that date. To find out what may have changed, contact the credit union.

Annual Percentage Rate (APR) for Purchases

MasterCard
Platinum/Gold/Secured

8.90% - 18.00%*
 

Other APRs

Cash Advance
8.90% - 18.00%*

Balance Transfer
8.90% - 18.00%*

Grace Period for Purchases 25 Days
Method of Computing the Balances for Purchases Average Daily Balance
(Including New Purchases)
Annual Fee $29.00 Share Secured Card
Transaction Fee for Purchases None
Minimum Finance Charge None

Foreign Transaction Fee .......................1% of transaction amount
Balance Transfer Fee............................None
Late Payment Fee................................$25.00**
Returned Payment Fee.........................$27.00

*The ANNUAL PERCENTAGE RATE is based on certain credit-worthiness criteria
**If five (5) or more days late

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